Market Ready Concierge · Powered by Notable

Sell Your Home for What It's Actually Worth.

A pre-sale funding program that helps you improve your home to sell for top dollar.

Updated kitchen and dining nook with new lighting and finishes
Sell for More.
Nothing Upfront.
Repay When It Sells.

Most People Don't Have the Cash to Make the Upgrades Their Home Needs to Sell for What It's Worth.

Paint

Fresh paint is the first thing every buyer notices. Dated color or scuffs cost you real offers.

Staging

Buyers struggle to picture themselves in an empty or dated home. Staged listings sell for more and faster.

Kitchen

Kitchens set the ceiling for the whole home. Even a cosmetic refresh, paint, hardware, countertops, moves the price.

Flooring

Old floors are the excuse buyers use to lowball. Refinishing or replacing them changes the whole feel of the home.

Lighting

Dated fixtures age a house. New ones brighten every room and change every listing photo.

Curb Appeal

First impressions decide the offer before the buyer walks in. Landscaping and paint tell the story.

It's frustrating knowing that you're about to leave real money on the table.

No seller should leave $30 to $50K on the table because they couldn't cash-flow the work that would've unlocked it.

A Path to Your Home's True Value.

Prep it. List it at the right number. Walk away with more equity in your pocket.

Sell for More.

Prep the home to its real potential and price it there. That's a bigger check at closing.

Nothing Upfront.

Keep your savings. Funds come from Notable and get repaid from your sale, not your bank account.

List With Confidence.

Walk into showings knowing the home is truly ready. No "we could've done more" regret.

More Equity Out.

A bigger check at closing is a bigger start on whatever's next.

Up to $75K to prep the home before it hits the market, with nothing due until closing.1

Three Steps to Market-Ready.

Simple, fast, and built to fit the way homes actually sell.

1

Unlock Funds.

Check what you qualify for with a quick application. Soft credit check, no impact to your score. Answer in minutes.

2

Pay for Improvements.

Fund staging, paint, floors, kitchen updates, and repairs. Any vendor you choose. Debit card, ACH, or check to vendor.

3

Repay at Closing.

Loan and fees settled at closing, straight from the sale proceeds. Only repay what you actually used.1

Before and After.

Move across the photo to see one home before the work and after it.

The Details.

Everything you need to know before you apply.

01 · Funding Amount

Up to $75,000.

Amount depends on your FICO. 680+ qualifies for up to $50K. 780+ qualifies for up to $75K. Sufficient home equity required.

02 · Repayment

Nothing Due Until Closing.1

Repay only what you actually spent, straight from sale proceeds. Repay at closing or 12 months from origination, whichever comes first.

03 · Vendor Freedom

Any Vendor. Any Project.

No approved-vendor list. No project management oversight. Painter, stager, handyman, contractor. You pick.

04 · Application

Soft Credit Check to Apply.

No impact to your credit score. Answer in minutes. Apply directly at myconcierge.notablehome.com.

05 · Cost

$499 Origination · 8.99% to 16.99% APR.1

Interest accrues until the home closes. Rate depends on FICO. Fees and interest due at closing along with principal.

06 · Risk

Notable Takes the Financial Risk.

Not you. Notable is a licensed lender (NMLS #1824748) purpose-built for pre-sale home improvement funding.

Disbursement options: debit card, ACH transfer, or direct check to vendor.

Extensions: available at 12 months if home is still actively listed, subject to Notable approval.

We Know That Moment.

You know your home has more in it. But writing $30K in checks before you list feels impossible. We know that feeling, and we know why it keeps good homes from selling for what they're actually worth.

Backed by Notable. Built for Pre-Sale Funding.

  • Up to $75,000 in funding, based on FICO.
  • Any vendor. No approved list. No project management oversight.
  • Nothing due until closing. Repay only what's actually used.
  • Notable carries the loan risk, not you or your family.
  • Available exclusively when you list with a BHG-affiliated agent. NMLS #1824748.
Sellers shaking hands with their agent over coffee

Two Things to Get Started.

Market Ready Concierge is available only when you list your home with a BHGRE 43° North agent. Here's how to line both up.

One requirement: You'll need a signed listing agreement with a BHGRE 43° North agent to activate the program on your home. That's how the program works, and it's why we make it easy to find an agent alongside your application.
Step 01

Apply for Funding.

See what you qualify for in minutes. Soft credit check, no impact to your score. You'll know your funding amount before you even list.

Apply Today
Step 02

Find Your 43° North Agent.

Get matched with a BHGRE 43° North agent who knows the program, will walk you through it, and get the listing agreement set so you can use your funding.

Find An Agent

Answered.

Do I have to list with BHGRE 43° North to use the program?
Yes. Market Ready Concierge is available only when your home is listed with a BHG-affiliated agent. That's how the program is structured. If you don't have an agent yet, the "Find An Agent" step above gets you connected.
Will applying hurt my credit?
No. The application uses a soft credit check to see what you qualify for, which does not impact your credit score.
How much can I get?
Up to $75,000, based on your FICO and home equity. 680+ FICO qualifies for up to $50K. 780+ FICO qualifies for up to $75K. Sufficient home equity is required, and the list price must be under $4M.
Do I have to use specific vendors?
No. There is no approved-vendor list and no third-party project manager. You pick your painter, stager, contractor, or handyman. Funds can go to the vendor directly by check, or to you by debit card or ACH.
Do I make monthly payments?
No. Nothing is due until your home sells or 12 months from the origination date, whichever is sooner. Interest accrues from the day funds are drawn and is settled at closing along with the principal and the one-time $499 origination fee.
What happens if my home doesn't sell?
If the home hasn't sold by 12 months from origination, the loan is due. You can request an extension if you're still actively listed, subject to Notable approval. If the listing agreement is cancelled or expires, repayment is due at that point.
What can the funds be used for?
Most home-selling expenses that get the home ready to list: paint, staging, flooring, lighting, kitchen updates, curb appeal, roof repairs, cosmetic work, and more. Rules and exclusions apply.

Ready to See What You Qualify For?

Soft credit check. No impact to your score. Answer in minutes.

Apply Today
Program Disclosure

1Interest applies. Loan funds, interest, and fees are due upon closing of the sale of your home, termination or expiration of your listing agreement, suspension of the loan, loan acceleration, or twelve months after loan origination, whichever is sooner. Notwithstanding the Loan Repayment Date in the loan agreement, an origination fee will apply and interest will continue to accrue until the loan is repaid in full. Subject to the terms of your loan agreement, as well as Notable's terms and conditions (Notablehome.com/terms).

Rules and exclusions apply. No guarantees or warranty of results are provided. Subject to additional terms and conditions. Interest may apply. All property enhancement services are provided by the applicable service providers.

The Concierge loan program is provided by Notable, a company engaged through a services agreement with affiliated companies of Compass International Holdings. Compass International Holdings is the ultimate parent company of the listing brokerage, and of the franchisors who are making the offering available to franchisee members of their networks. Concierge loans are made by either Notable Finance, LLC (NMLS #1824748), an affiliated lender of Notable Finance, LLC, or Quorum Federal Credit Union. Notable Finance, LLC loans are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed, credit limits vary, and all loans are subject to credit approval and underwriting by Notable. Neither Compass International Holdings, nor any of its respective franchisees, affiliated brokerages, or affiliated companies, is providing loans, or any property enhancement product or service in connection with the Concierge program. Fees or interest may apply. Subject to the terms of the loan agreement, as well as Notable's terms and conditions (Notablehome.com/terms). This information is provided for informational purposes only and is not a solicitation, recommendation, offer or promise to provide services. Neither Compass International Holdings nor its affiliated brokerages, franchisees or affiliated companies are offering legal, financial or other professional advice.